Create Your Form 1040

1 Your details

Tax yearFiling status *

Taxpayer first name/middle initial · NameTaxpayer last name · Name

Taxpayer SSN/ITIN · SSNMFS spouse full name · MFS spouse Home street address · AddressApartment number · AddressCity/town/post office · AddressUse a foreign address

State · AddressZIP · AddressCountry · Foreign addressProvince/state/county · Foreign addressPostal code · Foreign address

Main home in the U.S. for more than half of 2025

The U.S. main-home box applies to you and your spouse if filing jointly. Use the actual residency and filing-status rules.

Special filing details Only if applicable

This is an actual fiscal / short-year return

Taxpayer death date · if applicableSpouse death date · if applicable

Filed pursuant to301.9100-2Combat zoneCombat-zone annotation next to checkbox · Combat zone detailOther special-filing annotationOther special-filing annotation first segment · Other annotation1Other special-filing annotation second segment · Other annotation2Other special-filing annotation third segment · Other annotation3Taxpayer campaign designationSpouse campaign designationTreat nonresident/dual-status spouse as residentNonresident/dual-status spouse name for U.S. resident election · Resident spouse election

Any reportable digital-asset receipt or disposal in 2025? *

Buying with U.S. currency or merely holding digital assets does not by itself require Yes. Report taxable transactions on the applicable supporting forms.

2 Dependents

Dependents on the original pageMore than four dependents; attachmentMFS/HOH spouse-separation condition

Dependent flags do not calculate credits. Enter the allowed Schedule 8812 and other credit totals below after applying the actual eligibility and income limits.

3 Income & adjustments

W-2 Box 1 wages · 1a

Other wages & earned income Only if applicable

Household employee wages without W-2 · 1bUnreported tips · 1cMedicaid waiver payments not onW-2 · 1dTaxable dependent-care benefits2441 · 1eTaxable adoption benefits8839 · 1fWages8919 · 1gOther earned income type · 1h typeOther earned income amount · 1hNontaxable combat pay election · 1i

Total earned income 1a–1h · 1zCalculated from your entries

Interest, dividends & distributions Enter gross and taxable amounts separately

Tax-exempt interest · 2aTaxable interest · 2bQualified dividends · 3aOrdinary dividends · 3bChild qualified dividends included3aChild ordinary dividends included3bIRA gross distributions · 4aIRA taxable distributions · 4bIRA rolloverQualified charitable distributionOther IRA notationOther IRA-distribution notation · 4c otherGross pensions/annuities · 5aTaxable pensions/annuities · 5bPension rolloverPublic safety officer exclusionOther pension notationOther pension/annuity notation · 5c otherSocial-security gross benefits · 6aTaxable social-security benefits · 6bLump-sum social-security electionMFS lived apart for the entire year

Use actual basis, rollover, exclusion and Social Security worksheet amounts. Rollover, QCD / PSO and other instructed exceptions can coexist; attach the applicable statement when required.

Capital gains / losses & Schedule 1 Actual supporting-schedule amounts

Capital gain/loss · 7aSchedule D not requiredChild capital gain/loss includedSchedule D not requiredChild capital gain/loss includedChild capital gain/loss detail · 7b childSchedule 1 additional income · 8Schedule 1 income adjustments · 10

Total income · 9Calculated from your entries

Adjusted gross income · 11aCalculated from your entries

4 Deductions & tax

Deduction method

Dependent, age, blindness & deduction conditions Only if applicable

Taxpayer can be claimed dependentSpouse can be claimed dependentTaxpayer can be claimed dependentSpouse can be claimed dependentSpouse itemizes separatelyTaxpayer dual-status alienTaxpayer born before January 2, 1961Taxpayer blindSpouse born before January 2, 1961Spouse blindTaxpayer born before January 2, 1961Taxpayer blindSpouse born before January 2, 1961Spouse blindTaxpayer born before January 2, 1961Taxpayer blindSpouse born before January 2, 1961Spouse blindTaxpayer born before January 2, 1961Taxpayer blindSpouse born before January 2, 1961Spouse blindMFS: my spouse has no income, is not filing and cannot be claimed as a dependent

Age / blindness additions use the 2025 rules; the separate Schedule 1-A senior deduction belongs on Line 13b. Spouse-itemizing / dual-status boxes make the automatic standard deduction zero. Use the special worksheet method for a net qualified disaster-loss increase.

Standard deduction: Calculated from your selections

QBI deduction from Form 8995 / 8995-A · 13aSchedule 1-A additional deductions · 13b

Total deductions · 14Calculated from your entries

Taxable income · 15Calculated from your entries

Income tax · 16

Line 16 is the actual tax from the applicable 2025 Tax Table / Tax Computation or special worksheet. It is not estimated from a universal tax rate. Complete supporting tax worksheets separately.

I verified Line 16 using the applicable 2025 tax method and all allowed deductions / credits.

Tax forms, nonrefundable credits & other taxes Actual allowed totals

Tax includes Form 8814Tax includes Form 4972Other tax-calculation formTax includes Form 8814Tax includes Form 4972Other tax-calculation formTax includes Form 8814Tax includes Form 4972Other tax-calculation formOther tax-calculation form number · 16 otherSchedule 2 line3 additional tax · 17Child/other-dependent credits8812 · 19Schedule 3 nonrefundable credits · 20Schedule 2 other taxes · 23

Tax before credits · 18Calculated from your entries

Total nonrefundable credits · 21Calculated from your entries

Tax after nonrefundable credits · 22Calculated from your entries

Total tax · 24Calculated from your entries

5 Payments & refund

W-2 federal income tax withheld · 25a

Other withholding, payments & refundable credits Actual allowed amounts

1099 federal income tax withheld · 25bOther federal income tax withheld · 25cEstimated payments plus2024 credit applied · 26These include joint estimated payments with a former spouseFormer spouse SSN for joint estimated payments · 26 former spouseEarned income credit · 27aAdditional child tax credit · 28Refundable American opportunity credit · 29Refundable adoption credit · 30Schedule 3 other refundable credits · 31Clergy filingSchedule SEDo not claim EICDo not claim ACTC

Line 30 is the 2025 refundable adoption credit from Form 8839. EIC, ACTC, education and other credits require their own actual eligibility / limitation calculations. Declining EIC / ACTC clears its corresponding amount.

Total federal income tax withheld · 25dCalculated from your entries

Total other payments/refundable credits · 32Calculated from your entries

Total payments · 33Calculated from your entries

Overpayment · 34Calculated from your entries

Refund allocation, direct deposit & penalty Only if applicable

Overpayment applied to2026 estimates · 36Estimated tax penalty · 38

Line 38 is the actual applicable Form 2210 penalty. It is separate from Line 37 and is not automatically a percentage of it.

Refund amount · 35aCalculated from your entries

Amount owed · 37Calculated from your entries

6 Signing & contact details

Taxpayer occupation · Sign hereSpouse occupation · Sign here

IP PINs, contact & third-party discussion Only if applicable

Taxpayer IPPIN · Sign hereSpouse IPPIN · Sign herePhone · Sign hereEmail · Sign hereAllow a third party to discuss this return with IRS?Designee name · Third partyDesignee phone · Third partyDesignee five-digit PIN · Third party

Use only an actual six-digit IP PIN issued by IRS. Discussion consent does not appoint a general representative.

Paid preparer Only if prepared for a fee

Include paid-preparer details

Taxpayer signature

How would you like to sign?

A signature and date remain blank unless you draw and apply them. Review the original return certification. For a joint return, both spouses must sign before filing.

Print and sign later, or draw and apply your own signature.

Spouse signature

How would you like to sign?

A signature and date remain blank unless you draw and apply them. Review the original return certification. For a joint return, both spouses must sign before filing.

Print and sign later, or draw and apply your own signature.

Review & download

I verified the actual source records, eligibility and amounts on both original pages.I will attach every required schedule, form and supporting statement.

This creates the original two-page Form 1040 PDF. Schedules A, B, D, 1, 1-A, 2, 3 and other triggered forms are separate. IRS filing, tax payments and the full set of tax-preparation worksheets are not included. The original page heights and white margins remain intact.

By clicking Continue to checkout, you confirm you reviewed both pages against your records.

A little treat for your next form.