Enter debt details
Add creditor and debtor information, then enter actual annual payments and any withholding from your records.
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Forms purchased on this site only. Excludes pay stubs and the separate Offer Letter tool. Ends Oct 31, 2026 at 11:59 pm Eastern.
Bring your canceled-debt records together in the original IRS form. Enter creditor and debtor details, check every copy and download your complete PDF packet.
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Available tax years: 2025 and 2026 · Preview before checkout
Add creditor and debtor information, then enter actual annual payments and any withholding from your records.
Watch Copy B update as you type. Enlarge it to check the values and switch pages to read the included instructions.
Apply a coupon, complete checkout and download or print your PDF. Save for later if you need more time.
Copy B contains your details. Instructions and printing information are included. Red Copy A stays blank.
Read the 1099-C preparation guide to distinguish creditor-reported debt information from the separate taxability analysis.
This service creates your document. It does not calculate taxable income or file returns with the IRS or state agencies.
Clear details.
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Choose 2025 or 2026. Both years use the unchanged April 2025 continuous-use IRS revision. The calendar year you select is entered on the black copies.
No. Form 1099-C records the debt cancellation or identifiable event reported by the creditor. It does not determine the debtor’s taxable income, exclusions or tax due.
No. It records a creditor’s reportable debt cancellation or identifiable event. Enter actual records, including interest already included in the canceled debt. Tax exclusions and the debtor’s return are separate matters.
$9.99 USD covers one debtor’s complete four-page packet. Copy B is filled, and red Copy A remains blank. Tax-agency filing is not included.
Yes. At checkout, Save for later creates a private resume link valid for 30 days. A completed order has a private access link valid for 90 days. Keep those links private.
The completed-order page provides download and print options. Email delivery includes a private access link. Completed-order emails include a private access link.
No. The downloaded red Copy A is left blank and is not suitable for IRS paper filing. Arrange electronic filing or obtain official scannable forms separately.
One debtor. All included copies. $9.99 USD.